Tag: fade-blog-header-image
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Understanding Your Homeowner’s Insurance Policy in Case of a Wildfire
The recent catastrophic wildfires in California have been beyond devastating. These violent infernos destroyed thousands of properties and structures and displaced hundreds of thousands of people living in the affected areas. But if there’s one takeaway from this widespread fire damage, it’s that homeowners and renters alike should be sure their insurance policies are up…
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An Easy Guide to the Different Types of Mortgage Lenders (Before Choosing the Right One for You)
We’ve helped you understand the roles of different real estate experts in previous posts. After securing everything needed for your dream home with your agent’s help, you’ll be needing a mortgage lender who will provide the mortgage loan that will be used to purchase the property. Mortgage lenders set their mortgage interest rates and other…
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Should You Sell or Buy A Home in Winter? Here’s Why the Colder Climate Might Work in Your Favor
During the spring and summer months, bidding wars are rampant, there’s fierce competition, and a large pool of buyers are looking to move before the school year begins. But in winter, especially in colder climates when everything is covered in snow, sellers and buyers alike can also take advantage of the season to score a…
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Why You Must Have Flood Insurance Even If You Don’t Live In A Flood Zone
This year, Hurricane Florence brought tragic damage to the Carolinas and the Eastern Seaboard. And like recent major storms such as Harvey and Irma, Florence has caused massive flooding throughout the region. According to the Federal Emergency Management Agency (FEMA), no home is completely safe from potential flooding. And without flood insurance, homeowners have to…
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Getting A Mortgage After Retirement
It may seem like a nearly impossible task to get a mortgage after retirement, but there are ways you can do it even if you are not employed. If you’re planning to apply for a mortgage, here are 5 common questions you might ask that we’ve answered for you: 1. What will lenders consider as…
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Here’s What Life Is Like After Paying Off Your Mortgage
How great does a mortgage payoff sound? After making your final payment, there’s nothing sweeter than seeing in your account that you are already “PAID IN FULL” after a substantial period of 15 or 30 years. Congratulations! Paying off your mortgage is a huge and remarkable milestone—you now own your home free and clear. However,…
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Top Things You Should Do Before Buying A Rural Home
If you’re planning to move away from the city and live a more simple life in the country, take note that it does not come without its unique set of challenges. Here are a few tips to help you when you decide to buy a rural home. 1. Specify your needs and wants. Before you…
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6 Misconceptions About Selling Property That You Should Know About
There are several misconceptions that you might fall trap to when it comes to selling property. If you’re planning to put your house in the market, make sure that you don’t make the following mistakes. Misconception #1: Organizing multiple open houses will surely bring in more buyers. Having open houses can be laborious for…
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8 Of The Most Unexpected Things US Homeowners Found In Their Properties
The process of selling, buying, and moving into a new home can be very complicated and overwhelming. But on the lighter side, it is also a journey full of fun and exciting discoveries. Part of a homeowner’s discovery and realization is finding their ideal neighborhood, their dream backyard, their perfect kitchen, and a wall full…
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The Things You’ll Love and Hate About Living in an HOA Community
Love: Offers a range of amenities and recreational areas You can have access to a range of amenities being offered by the HOA, such as swimming pools, gym or workout stations, and tennis court. There are also recreational areas for residents, like walking trails, jogging paths, playing fields, and community center. Hate: Restrictive rules and…